Like with most investments, there are also disadvantages of buying "The Mandela Twin Sets" through the Gold Investment Corporation (GIC) and not directly from a private seller:

• No Refund - If you're buying "The Mandela Twin Sets" by making use of the GIC fixed monthly payment plan ("My Goldpan"), you won't receive ANY refund if you cancel before the maturity date.

• Lack of Feedback - By choosing to pay off "The Mandela Twin Sets" by making use of the above mentioned "My Goldplan," "...you can earn R1000 immediately each time a friend or colleague buys a Mandela set from GIC" (GIC Information Pampflet).

However, the opportunity to make money through referrals should not be the determining factor when you decide to invest in "The Mandela Twin Sets" through the "My Goldplan," since you can rest assure you will virtually receive no feedback from GIC in regards to leads/referrals sent to them.

 

In addition to the above, while you might earn R1000 "immediately" for referring someone, the amount will only be paid to you over a 6 month period in instalments as long as the person your referred pays his/her monthly instalments on time.